Buy now - Pay later

These Pay Later terms apply between you and the store where you purchase your goods, tickets or services and for which you choose Pay Later as your payment method.

If you choose Pay later, we offer you the option to pay 30 days after the shipment of your goods or tickets / after the date the service or digital content is available to you. We transfer our claim against you to Klarna Bank AB (“Klarna”). Klarna will send you a payment order so that you can pay directly to Klarna. For contact details and more information about Klarna, visit klarna.com visits.

You only pay when you have received your order!

Klarna offers consumers Purchase Protection, which means that as a consumer you do not have to pay for your ordered goods until you receive them and that Klarna will help you if you have any problems with your purchase.

For more information and instructions, visit:

https://www.klarna.com/be/aankoopbeschermingklarnas-aankoopbescherming-voor-consumenten/

Costs and commission

We charge a commission of 0 € per purchase.

Reminder costs

If Klarna has not received full payment by the due date stated on the invoice, you will be required to pay a reminder fee in accordance with the table below. There is a minimum of 10 days between each reminder.

By	Until	First memory	Second reminder	Third memory
€0	€4.99	€0	€2.00	€4.00
€5.00	€9.99	€0	€3.00	€5.00
€10.00	€19.99	€0	€4.00	€6.00
€20.00	€49.99	€0	€5.00	€7.00
€50.00	€99.99	€0	€7.00	€10.00
€100.00	€499.99	€0	€10.00	€13.00
€500.00		€0	€13.00	€17.00

Collection costs

If Klarna has not received the full payment after the third reminder, the invoice will be transferred to our collection partner. In this case, interest of 12% per year or the statutory interest rate for late payment in commercial transactions is due by operation of law and without the need for notice of default. In addition, in the event of full or partial failure to pay the debt on the due date, Klarna or the collection partner is entitled, by operation of law and without the need for notice of default, to a fixed compensation of 15% of the invoice amount with a minimum amount of 40 euros per month. invoice. This lump sum compensation is in addition to the reminder costs mentioned above. The interest and compensation are to be calculated from the due date of the invoice.

Credit check and handling of your data by Klarna

If you choose Pay later, Klarna will assess your creditworthiness, sometimes carrying out a credit check. Klarna processes your personal data to comply with our obligations under this agreement and for the additional purposes that you can find in our Privacy Statement. The Privacy Statement is here and available on our website. By using Klarna's services you confirm that you have read this Statement. For example, we process your personal data to identify you and to carry out customer analyses, credit assessments, marketing and business development. We may also pass on your data to selected partners (such as credit reference agencies), which may be located outside the EU/EEA. In the Privacy Statement you will find more information about data sharing, your rights regarding your data, how you can contact us with questions or how you can file a complaint with an authority.

Assign

You may not transfer or assign any rights or obligations you have under these terms. To the extent permitted by applicable law or not, we may transfer or assign these Terms or any right or obligation under these Terms at any time, provided that such transfer or assignment will not adversely affect your rights and obligations under these Terms change from you.

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